A dream holiday, home improvements, a car upgrade, or even covering the cost of a wedding – no matter what your goal is, we can help.
Borrow between £500 and £25,000 over terms of up to 7 years. With low monthly repayments to suit your budget, we have a loan to meet your needs.
Unlike most other lenders, we don't rely on computers to make our lending decisions. Each loan is personally assessed by one of our team to ensure repayments are affordable.
Once you become a member, apply for a loan in app, online or by phone.
Borrow between £500 and £25,000 with fixed monthly repayments over a choice of terms up to 7 years.
How much do you want to borrow? Please enter an amount Are you a member of Glasgow Credit Union? Get results| Loan term | Monthly repayment | Total repayment |
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Loans are only available to qualifying members aged 18 and over and you must save at least £10 a month in addition to your loan repayment. All loans are subject to you meeting our lending criteria and other terms and conditions apply.
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Fill out our online application form to become a member. Once you have received your Activation code and verified your account, you will be a fully-fledged member of Glasgow Credit Union.
Our online loan application process is quick and straightforward. Once you join, login to apply for your loan.
We always consider individual circumstances and aim to provide you with a quick lending decision. All loans are assessed by people, not computers. Once approved and you digitally sign the loan agreement, we'll pay your loan funds into your nominated bank account same day.
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Our loans are exclusively available for our members. You must be aged 18 and over and save a minimum of £10 per month to your Member Savings in addition to your loan repayment.
Benefits of borrowing with us include competitive interest rates, no repayment fees and fixed repayment structure.
All of our loans are subject to status and meeting our lending criteria, and in some cases, we may need you to provide us with more information so we can make a decision.
If you have difficulty repaying your loan, our Financial Wellbeing Hub explains some of the options available to you.
You can apply for a loan with us via our website or our mobile app. Simply log in through your preferred option and apply.
No. One of the many benefits of our loan products at Glasgow Credit Union is that we do not charge any fees if you wish to pay off your loan early.
Loan repayments are taken from your Credit Union share account. When your loan funds are advanced, we'll increase your Direct Debit or Salary Deduction to cover the loan repayment. This means you still only make one regular repayment to us to cover savings and loan repayments.
With our loans, you can borrow from £500 up to a maximum of £25,000. All loans are subject to criteria.
If you are struggling to keep up with repayments on your loan, our payment support team are here to help. Please contact us and we can refer you to our Payment Support team.
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